Your bank
Today
$4,862
See your cash flow before it happens.
BalanceWhiz gives you a higher-level view of your checking account — what you have, what’s already spoken for, and where your balance is headed. Without tracking every purchase or building a detailed budget.
See my future balance
No bank connection required Set up in about 10 minutes
Balance outlook
Projected checking balance by day
- Credit card · Jun 4
- Paycheck · Jun 5
Safe to spend or move after your next paycheck
Know what’s already spoken for
A healthy balance today doesn’t necessarily mean it’s all available. See upcoming bills, transfers, and planned expenses in context before you spend, save, or move money.
BalanceWhiz
Today
$4,862
Property Tax
-$2,100
Vacation Deposit
-$2,000
Next Friday
$731
Look further ahead
See how larger expenses affect your checking balance weeks or months from now — and whether you’re getting close to the cushion you want to keep.
90-day outlook
Projected checking balance by month
- Property tax payment due Nov 15
Property taxes bring your balance within $140 of your safety buffer.
Enough detail to plan. Not another system to manage.
BalanceWhiz isn’t built around tracking every coffee or categorizing every purchase. Start with the things that meaningfully affect your cash flow — income, recurring bills, transfers, and larger expenses — and add more detail when it’s useful to you.
Set it up once
Keep it current
Update your actual balance whenever you want to reset your forecast.
Add things as they come up
Drop in a vacation, tuition payment, home project, or other one-time expense when you know about it.
More detail when you want it. BalanceWhiz also includes balance trends, income vs. expenses, category totals, and transaction reports.
Go deeper
Forecast your cash flow without building a budget
See where checking is headed from what’s coming in and going out, without category spending limits.
What cash is actually available?
Use the future balance, upcoming payments, and the cushion you want to keep when you decide what can leave checking.
Forecast recurring and irregular expenses
Put fixed bills, changing amounts, and one-time costs on the dates they hit checking.
Ready to see what’s ahead?
Start with today’s balance and what’s coming up. See where your money is headed.
See my future balance
Free for 14 days · No bank connection required